Contractor Insurance
Contractor’s have very unique needs when it comes to insurance. In addition to having exposures that are more diverse than almost any other industry, contractors demand a responsive agency that provides the highest levels of service. Obtaining certificates of insurance in a timely matter is critical and can be the difference between a contractor getting a key job, or being passed over by the competition. At Imperial Insurance, we understand the unique insurance needs of contractors and we provide the following industry leading services:
- The Most Comprehensive Contractor Insurance Programs
- Short turn-around For Insurance Certificates
- Creative Solutions For Challenging Insurance Problems
- Superior Customer Service
Our agents have the experience and expertise necessary to guide your choice regarding what coverage is appropriate for your needs as well as which insurance carrier can provide you with the most competitive rates. As a result, you can save money, all while comprehensively protecting your company and your workers from lawsuits.
Why Does My Company Need General Liability Insurance?
You might be wondering why you need general liability insurance, especially because it isn’t state mandated. However, many general contractors, landlords, and project managers require this essential coverage to protect against several different issues that can occur on any job site. So, what does contractor liability insurance protect against?
Several different issues, including:
- 3rd party bodily injury and property damage
- Lawsuits due to construction defects, “slip and fall” accidents, or other injuries
What does each type of contractor license bond entail?
In California, it’s required that you have a $15,000 bond in place to maintain a valid contractor license. But finding the proper bond and the most competitive pricing available can be challenging depending on your credit history and other defining factors. At Imperial Insurance Agency, we enjoy access to several bond markets to guarantee that you receive the best price possible for your California contractors bond. As a result, you’ll get the protection you need at the price you want to pay. When you choose to partner with our team of bond experts for your needs, you’ll receive premium guidance that helps you make the right selection.
