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 What is professional liability insurance?

 Professional liability insurance helps cover you and your company if you are found negligent in the professional services you provided. For example, if you make a clerical error that costs a client thousands of dollars or if you work as a photographer and accidentally damage a client’s wedding photos. These situations could have costly legal repercussions. Professional liability insurance will help cover the costs and fees associated with the incident.

 Who Needs Professional Liability Insurance?

Many types of businesses need professional liability insurance, which is also known as errors & omissions, or E&O insurance. If you work directly with customers by providing services, you should definitely consider a professional liability insurance policy. Here are some examples of how certain businesses can benefit from professional liability insurance.

 Technology Professionals

Technology is integral to the operation of most businesses today. When technology fails, the financial impact to a business can be significant, and the companies affected often sue their technology product or service providers over errors. Unfortunately, most traditional liability insurance policies are not designed to respond to pure financial claims. Imperial Insurance can help protect against errors and omissions (E&O) risks for a broad array of technology companies, including those in the fields of software & information technolog or hardware & electronics manufacturing.