Renters Insurance

Renters Insurance

You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let Imperial Insurance Agency help you find coverage options that protect you, your family, and your personal property. Call us at 800-645-8884 and let us help to make sure you’re properly covered.

What you need to know about renters insurance

Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.

Why Do I Need Renters Insurance?

While your landlord may insure the structure of your rental apartment or home, it’s up to you as the renter to protect its interior, your personal belongings and assets against a possible loss, such as theft, fire or other damage.

Does Renters Insurance Cover the Cost of Replacing My Possessions?

Yes. If anything happens to your rental, we want to give you a fresh start. With our “New for Old” protection, we’ll pay the actual cost of replacing your possessions – regardless of their age or condition – with new items of equal quality.

Can I Tailor Features to Fit My Needs and Budget?

Yes. You can customize coverage to protect your possessions and lifestyle at a cost that fits your budget. Select the renters insurance options and benefits that are right for you and take advantage of renters insurance savings and credits to lower your rates. Save even more by bundling your renters and auto coverage. Not all features and benefits are available in all states.

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