A personal umbrella policy is the best form of protection against many other types of losses.
Umbrella insurance can provide:
An extra $1M to $10M of liability coverage which can help protect assets like your home, auto, boat, wages, and investments such as your retirement
Coverage for claims like libel, slander, defamation of character and invasion of privacy
Helps cover defense costs, attorney fees and other charges associated with lawsuits
And all this coverage extends to international occurrences too!
Coverage that goes above and beyond—without the huge price tag
Umbrella insurance is much more affordable than you may think. And in today's world, anyone can get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your assets-and your peace of mind.
Umbrella - Small Business
Statistics show that less than half of small business owners feel they have adequate liability limits1. An Umbrella policy can add an additional layer of protection to help safeguard your assets if a catastrophic loss should occur. So what happens if your business is sued and the settlement amount exceeds the liability limits of your primary insurance policy, or you have multiple claims and the limits are exhausted? Not having adequate coverage for catastrophic losses can leave your business exposed.